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Identity Theft Could Happen Over Your Shoulder

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Joseph Armon is a financial advisor and didn't imagine identity theft could happen to him. But just a few months ago he was a victim of identity theft.

He used his credit card to make an online purchase. But when he got his statement, it showed more than what he thought he paid.

"Three weeks later, I got a call on my home phone, my cell phone and there was a message left at my office, that Visa wanted to get a hold of me. I thought what in the world? I said what's up, they said Mr. Armon, there's been a $2,000 charge to your Visa card from payless shoes," says Armon.

Someone used Armon's credit card number to make unauthorized purchases. You hear about people stealing your identity online, or simply by rummaging through your trash. But did you ever think someone could be looking over your shoulder stealing your information while writing a check?

A few words of advice when ordering your checks, only put your initials. That way if your check book gets stolen, they don't know if you sign with initials or full name.

Next, if you must put a number use your work instead of your home number and if you have a PO Box number, use that instead of your physical address.

Then do not put your complete account number when writing out your credit card bills, instead use only the last four numbers, the company knows the rest of the numbers.

And on a last note, do not sign the back of your credit card, instead write photo ID required.

Since the incident, Armon is a bit more careful these days. Making sure he checks out his statements before it’s too late.