Instead of shopping for dorm decorations, college students all over the United States are shopping for loans. Loans they thought had already been taken care of.

99 banks nationwide have suspended their student loan programs. Some did it months ago, but those that have waited until this summer are causing headaches.

Junior Kelsey Suggs and her roommates do what a lot of A&M students do- try to save money.

"We keep our temperature at 76-degrees, and then we turn all the fans on," said Suggs.

Like two out of five Aggies, Suggs has student loans.

"I took out $8,000 last year, and I just applied to take out $6,000."

Around 25,000 students at Texas A&M have some type of student loan.

This summer a few thousand of them are receiving letters in the mail, telling them their federal loan providers have stopped offering student loans altogether.

Financial aid officials at Texas A&M say 77 of their lenders have stopped offering federal student loans. In fact, seven notified the school this week.

Banks say federal student loans are no longer profitable.

Texas A&M officials stress that those 77 lenders represent a small percentage of the nearly 3,000 lenders nationwide.

Small percentage or not, the change is forcing students to find a new bank or an alternative.

"That would be a big problem, big problem. Honestly I have no idea what I would do," said Suggs.

The National Association of Student Loan Administrators has a complete list of banks that have suspended student loan programs:

http://www.nasfaa.org/publications/2008/rsuspensions030408.html