There's a new way to make owning a home more affordable.
Last week we told you about a new $28 million grant for new home owners that gives up to a $2,000 tax deduction annually for the life of the loan.
News 3 tracked down a Brazos Valley resident who now has the keys to his dream home, thanks to the program.
Larry Turner is a proud new home owner.
"We've been planning on doing it for the last couple of years, trying to get finances right situations, right now but it's worked out pretty good," said Larry Turner, who just bought a home.
He and his two sons are still unpacking after moving into their $150,000 home two weeks ago.
It's a goal he was able to reach thanks to a new Mortgage Credit Certificate program.
Residents within the seven counties of the Brazos Valley are eligible for the credit if they are a new home buyer and are low to moderate income earners.
Turner says it takes a little bit of stress out of a huge investment.
"It helps you out, it takes up to $2,000 a year you know helps you out on your finances and your payments, make the monthly payments a whole lot easier in the long run," Turner added.
Turner is one of a handful of people who've already signed up for the program from Cornerstone Mortgage Company, which is one of the lenders.
In the long term he could save between $30,000 and $40,000 over the length of his mortgage.
"It works out good, oh yeah, real hard to pass up... This M.C.C. Has really turned out to be a pretty good deal for me," Turner said.
A good deal for Turner and for others who want a piece of the American dream in times of economic uncertainty.
The program is set to expire at the end of 2012 or when the certificates run out.
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