Stan Wade works hard for his money, so when somebody called him recently asking him about an old bank account he almost bit, if only for a second.

However, Wade did a little digging of his own, the more he dug, the more he found out, this was a shady deal and someone could have taken a real bite out of his money.

Wade's story isn't unique. The Better Business Bureau knows the scam all too well. They have been receiving e-mails from a bogus Franklin Bank.

Another email offers to send you $100. Others ask you to enter your credit card number to activate your account. Another asks you to participate in an Internet banking upgrade.

At the end of the e-mail, you are thanked sincerly by the so-called chairman of Franklin Bank. Yes that says sincerly, not sincerely. Of course none of the e-mails have anything to do with Franklin Bank.

Bank of America and other banks have had their names used to "phish" for personal and financial information. Never respond to these emails, instead report them to the proper authorities.