New laws this New Year may bring some changes, which could impact your wallet. Car insurance rates went up for drivers in Texas, who only have liability coverage. Motorists will likely see the increase on their next bill.

"I already have to pay enough bills, so it is pretty bad," said Justin Weaver.

He says he is not looking forward to his recent rise in his auto insurance.

"I don't want to raise my rates and have to pay for something if I don't see a direct benefit," said Weaver.

The state minimum limits of liability increased starting January first. Drivers are now responsible for at least $30,000 dollars worth of medical coverage per person in case of an accident, instead of $25,000.

"You help your insurance company pay for the damage you have done to someone else," said Charles Law, insurance agent.

He says most customers will see about a $40 increase per year on their insurance premiums.

"It all depends on what your driving record is like," said Law. "If you have a bad driving record it would be a little more than that."

Some motorists are not concerned about the extra money.

"If I hit them, it is my responsibility to take care of them," said Leslie Dumas.

Eric Marion says with a tough economy, he is not sure it is the right time to hit drivers in the wallet.

"I think people get liability because it is just what we need," said Eric Marion.

He says with more people hurting financially, he's not taking any chances.

"I have full coverage because I have a little girl,"said Marion. "A lot of people don't even have liability out on the road."

Also beginning this year, some students will get a tuition break. A new state law waives fees for some firefighters and peace officers taking law enforcement related classes at public institutions.