It's a fear many hope never becomes a reality.
According to the United States Department of Justice, one out of every 10,000 Americans will become carjacking victims.
Just this week, one Caldwell woman became the latest statistic.
Sylvia Castillo has faced the fright of her life. She was picking up her mom's medicine at the local grocery store when she was carjacked at gunpoint.
"He said if I don't hurry up and get out that he would shoot me," Castillo said.
Her 14-year-old daughter was with her at the time. Neither was injured.
"He turned back around and I thought he was going to shoot me at the time," Castillo said.
The suspect targeted Castillo after police say he robbed the store at gunpoint. He then allegedly took a Caldwell police officer on a high speed chase, eventually shooting him in the arm. The officer fired back with a fatal blow.
Castillo's car was totaled and splattered with bullets. Police now consider it evidence.
"I've been asking people for rides and I got two jobs and you know I'm trying to work and take care of my family," Castillo said.
Castillo no longer has a car to drive, and she says her insurance company won't cover a rental.
"If your car was stolen it is covered, but since it's recovered they won't be able to give me a rental car," Castillo said.
However, Castillo still can't get to her car because it's in police possession. She says she's gotten no where with her insurance company.
So, News Three gave it a try. After a thirty minute wait Thursday at the Autopartners Insurance office in Bryan we were told to call a claims service out of Houston, even though Castillo signed up at the local office.
We tried to call and just like Castillo, we couldn't get an answer.
Castillo may have been the victim of a violent crime, but her struggle is far from over. Police say they keep a car as evidence as long as the case warrants. It could be days or weeks.
Officer Cougan Hignight was the Caldwell officer shot. He continues to recover.
The suspected robber, Louis Avrin, was killed during that shootout. Police say they've dealt with Avrin before, for what they classify as "mental issues."